Terms of Service – Mwaka Nawila Foundation

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Acceptance of Terms

By accessing or using the website and services provided by the Mwaka Nawila Foundation ("Foundation," "we," "us," or "our"), you agree to be bound by these Terms of Service and all applicable laws and regulations in the Republic of Zambia.

If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law. We reserve the right to update these terms at any time without prior notice.

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User Conduct

Prohibited Actions

close Modifying or copying the materials.
close Using the materials for any commercial purpose.
close Attempting to decompile or reverse engineer any software.

"The integrity of our platform relies on the mutual respect of all community members. We hold a zero-tolerance policy for harassment or fraudulent activity."

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Donation Terms

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All donations made to the Mwaka Nawila Foundation are final and non-refundable, except in cases of proven unauthorized card usage or system error.

Transparency

90% of all public donations go directly to community empowerment programs.

Security

We use bank-level encryption for all Zambian and international transactions.

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Intellectual Property

The trademarks, logos, service marks, and content (including but not limited to software, text, images, and graphics) used on our site are owned by or licensed to Mwaka Nawila Foundation.

Permission is granted to temporarily download one copy of the materials (information or software) on the Foundation's website for personal, non-commercial transitory viewing only.

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Limitation of Liability

In no event shall Mwaka Nawila Foundation or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on the Foundation's website, even if the Foundation or a Foundation authorized representative has been notified orally or in writing of the possibility of such damage.

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Governing Law

These terms and conditions are governed by and construed in accordance with the laws of Zambia.

You irrevocably submit to the exclusive jurisdiction of the courts in Lusaka, Zambia.

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